With such an unstable economy in the United States, it is more important than ever to be planning for one’s financial future. I have always thought that planning for my future financially could wait until I was older and had started a family. I graduated college three years ago and have been working multiple jobs at a time to try to stay afloat. None of my jobs have offered me any form of benefits, meaning that I don’t have any money saved up for my future. The idea of buying a house, let alone retiring before I turn eighty seems lightyears away. I work very hard and am able to provide a comfortable life for myself, but as far as the future is concerned, I haven’t exactly set myself up for success.
Last year my boyfriend bought his first home. It was a very exciting time for him and buying the home was a great investment. As a renter myself, it is hard not to feel like I am throwing money down the drain with ever rent check that I write. I spend over eight hundred dollars on rent and utilities alone, but not a single dime of that is an investment in anything. I would be able to pay a monthly mortgage on a home if only I could save up enough money to put down a downpayment. With so many other expenses in my life, such as food, gas, or a car payment, I wouldn’t be able to save money for a down payment even with the three jobs that I am currently working. Maybe now would be a good time to hire a wealth advisor such as Marty Erzinger to help me plan for my future.
I hope to one day have enough financial stability to need a wealth advisor such as Marty Erzinger. It would be my dream to one day own my own home and to feel financially stable enough to support bringing children in to this world. If I ever choose to have kids I would want to be sure that I am able to support them in order to give them a comfortable life. I also think that if and when I have enough money to support a family that I would also want to be sure to give back to my community. Marty Erzinger has a lot of experience working with affluent families to help them plan financially for their philanthropic endeavors.
With great wealth comes great power, and as we all know, with great power comes great responsibility. I think that it is the responsibility of those who are better off to give back to the communities that have helped to support them to get to the place that they are now. Giving back to one’s community is very important so that the cycle of success can continue. I believe that if we promote success in all areas of our communities, that that is how communities continue to grow and thrive.